Rate and APR shown on the home page for purchase are based on a $380,000 loan, 20% down, 30-yr fixed term, single-family residence in California, credit score 740 or above, a 30-day lock, 0 discount point, and full income docs. Other conditions and restrictions may apply.

Rate and APR shown on the home page for refinance are based on a $380,000 loan, 5-yr LIBOR ARM, single family residence in California, loan-to-value 70% or less, credit score 740 or above, a 30-day lock, 0 discount point, and full income docs. Other conditions and restrictions may apply.

Rate and APR displayed through online ads for home purchase are based on a $200,000 loan, 30-year fixed mortgage, single family residence in California, loan-to-value 80% or less, credit score 740 or above, a 30-day lock, 1.5 discount points, and full income docs. Other conditions and restrictions may apply.

Rate and APR displayed through online ads for refinance are based on a $280,000 loan, 5-yr LIBOR ARM, single family residence in California, loan-to-value 70% or less, credit score 740 or above, a 21-day lock, 1 discount points, and full income docs. Other conditions and restrictions may apply.

Note: The published rate may change and/or may not be available at the time of loan commitment or lock-in. The annual percentage rate (APR) is as conspicuously disclosed as the simple annual rate.